Jacksonville Underinsured Motorist Lawyer

Car insurance is supposed to give all drivers a little peace of mind. Knowing that someone will be able to help us with our medical bills or car repairs makes should make driving much less stressful. Sadly, some people choose not to purchase adequate insurance coverage before operating their automobiles. This leaves anyone who is in a car accident with them in a difficult position.

If you have been hurt in a collision with an underinsured motorist, Jacksonville underinsured motorist lawyer Donald Guthrie may be able to help you.

Underinsured Motorist Coverage

An underinsured motorist is someone who does own a car insurance policy, but has not paid enough for the company to cover the full damages of an accident. If you are in a collision with an underinsured motorist, you may be left paying your mechanical and medical bills on your own.

One way to protect yourself against this kind of situation is to purchase underinsured motorist coverage, which is generally offered along with uninsured motorist coverage. All insurance policies are legally required to offer this kind of coverage; you are allowed to opt out of it, but that is not recommended.

Filing an Underinsured Motorist Claim

Filing an underinsured motorist claim is a difficult process, requiring the help of an experienced Jacksonville car accident attorney. In order to collect underinsured motorist benefits from your insurance company, you must prove that:

• The accident was the other driver's fault
• You sustained significant injuries after the accident
• You have collected as much from the other driver's insurance as possible

Jacksonville underinsured motorist lawyer Donald Guthrie has the experience necessary to help you through every step of this difficult process. To learn more about your legal rights, contact our offices at 904-493-6455.