
Some types of jobs are not covered by workers’ compensation. Domestic employees, farm laborers, independent contractors, volunteer workers, real estate agents, members of the clergy, and some farmhands are exempt from the law. Other types of jobs are excluded, as are COVID-19 cases. In such cases, employers must show that the infection was not work-related before they can deny workers’ compensation benefits. However, some occupations are not covered by workers’ compensation, such as construction sites.
Exemptions from workers’ compensation
Who is not covered by workers’ compensation?
While many businesses may qualify for an exemption from workers’ compensation insurance, some do not. In those cases, states may allow exempt employers to opt in to their workers’ compensation system. While it is possible to avoid the costs of workers’ compensation insurance entirely, the premiums are typically less expensive than the costs of settling a lawsuit. For this reason, many businesses choose to …